This page is mainly for first time buyers so those of you who have already purchased a home are a few steps ahead.  When you chose to work with an agent at      GIRARD REALTY, we will personalize a Home Buyer Guide just for you since each buyer is unique.  Contained here is some "homework" for you to use at your leisure. 
We believe Internet Empowered Consumers make for great homeowners.  If you have a question, feel free to e-mail us for a prompt response. 
Many buyers put more time and effort into their vacation plans than their home purchase.  I have often seen the chain of events go like this:  your landlord raises the rent, you have a free Sunday afternoon and stop by an open house, make an offer, get a loan and own your first home. 
But then problems can arise.  The home isn't what you thought it was, a similar house down the street sells for less - a LOT less, the total of your principle, interest, taxes and insurance really strain your budget, your job requires a move and you can't sell your home for what you owe, and on and on. 
We want you to have all the knowledge and tools to help you make the best decisions in one of the largest investments you may make.  Our experience will guide you through all the things you should need to make the best choices for your family. 
So, read and study and let us know how we can be of service to you!

Oh - by the way, all this is offered to you FREE!  That's right, it doesn't cost you anything to have the services of a professional Realtor with years of experience.  Hey, we don't even charge for gas!